Condo homeowners insurance safeguards your personal possessions and the interior of your unit, encompassing elements like countertops, cabinets, and flooring, along with offering personal liability protection and covering temporary living expenses in case of a covered incident.

Meanwhile, your condo association holds a master insurance policy, which primarily covers their responsibilities, such as the common areas, outdoor structure, and the overall premises like hallways and elevators. Typically, the association's policy does not extend to protecting your personal property or the interior of your condo unit.

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Perks of securing a condo insurance coverage

Loss of Use Coverage

Ensure you have a place to stay if your condo becomes uninhabitable due to covered perils.

Guest Medical Coverage

Cover medical expenses for guests injured in your condo, regardless of fault.

Loss Assessment Coverage

Help cover your share of condo association fees related to common area damages or liabilities.

Liability Coverage

Get financial protection in case someone is injured within your condo, and you're found legally responsible.

Easy and quick processing for the best insurance policies

Calculate Condo Insurance Rates

Simplify the process of obtaining condo insurance with a calculator designed to address the specific coverage requirements of condo owners.

Find My Condo Insurance Rate

Why choose INI for Condo Homeowners Insurance?

  • Liability Coverage Included

    Rest easy knowing that liability coverage is part of your condo insurance, offering protection in unexpected situations.

  • Flexible Payment Options

    Convenient payment plans to suit your budget and preferences.

  • Quick and Hassle-Free Claims

    Streamlined claims process for your peace of mind in times of need.

Explore Property Insurance Coverage Options

Renters Insurance

Protect your rented space with affordable renters insurance.

Homeowners Insurance

Secure your home sweet home with comprehensive coverage.

Your condo insurance quote is just 60 seconds away!

By submitting your contact information, you consent to having INI along with our partners to contact via text message or phone (automatic telephone dialing system / an artificial / pre-recorded voice) to your residential or cellular telephone number you have provided which could also be on a corporate, state, or national Do Not Call Registry.

Customer Stories

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Linda Thompson

New York, NY

I was pleasantly surprised by the comprehensive coverage and competitive rates offered by this condo homeowners insurance service. Their customer support team was incredibly helpful and guided me through the entire process. I feel secure knowing my condo is protected.

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David Rodriguez

Miami, FL

INI Condo insurance in Florida exceeded my expectations. The policy options were flexible and tailored to my needs. The claims process was straightforward, and they settled my claim quickly. I appreciate their professionalism and dedication to customer satisfaction.

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Sarah Johnson

Chicago, IL

Securing insurance for my condo was made simple and stress-free with this service. The policy coverage is extensive, ensuring I'm protected against various risks. The team was knowledgeable, responsive, and helped me find the perfect plan. I now have peace of mind knowing my investment is safeguarded.

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Michael Parker

Los Angeles, CA

I recently switched to this condo homeowner insurance service, and I am incredibly satisfied. The agents were patient, explaining every detail and ensuring I understood my policy thoroughly. Their attention to customer needs is commendable. I feel valued and well-protected. Thank you for the exceptional service!

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Emily White

Houston, TX

From getting a condo insurance quote to purchasing my condo insurance, the entire process was smooth and hassle-free. The rates were competitive, and the coverage options were comprehensive. The customer service team was prompt and helpful, making this experience positive and convenient. Highly efficient service!

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Daniel Harris

San Francisco, CA

I found great value in this condo insurance service. Not only are their rates affordable, but the coverage provided is impressive. The policy safeguards my condo and personal belongings comprehensively. Dealing with them was a pleasure due to their professionalism and commitment to delivering top-notch insurance solutions. I highly recommend their services!