INI protects your home and personal belongings from covered risks with an affordable homeowners insurance quote while providing financial protection in case you're responsible for someone else's injuries or property damage.

It can also cover temporary living expenses if your home becomes uninhabitable due to a covered incident. Discover tailored coverage options by requesting a homeowners insurance quote from INI today.

Get Started
Image
Image

Why choose homeowners insurance?

Rest easy knowing your home is covered.

Financial Protection

Homeowners insurance provides coverage for your home and personal belongings, offering financial protection in case of damage or theft.

Liability Coverage

It helps protect you from legal and medical expenses if someone is injured on your property and you're found liable.

Mortgage Requirement

Most lenders require homeowners insurance as a condition for approving a mortgage, making it a necessity for homebuyers.

Increased Property Value

A best homeowners insurance can enhance the resale value of your home, as it shows responsible ownership and risk management.

Easy and quick processing for the best insurance policies

Homeowners Insurance Calculator

Calculate the cost of safeguarding your home and belongings by estimating their worth with a homeowners insurance calculator.

Estimate my coverage

Why pick INI for your home coverage?

  • Multiple Discounts

    Enjoy various cost-saving opportunities, such as bundling, safety features, and loyalty rewards.

  • Financial Stability

    INI's robust financial standing ensures your long-term peace of mind.

  • Coverage within 24 hours

    Providing you with swift coverage to fit your schedule, get insured within 24 hours

Explore Property Insurance Coverage Options

Renters Insurance

Protect your belongings with renters insurance tailored to your lifestyle.

Condo Insurance

Safeguard your condo investment with comprehensive and affordable coverage.

Get an instant best homeowners insurance quote online.

By submitting your contact information, you consent to having INI along with our partners to contact via text message or phone (automatic telephone dialing system / an artificial / pre-recorded voice) to your residential or cellular telephone number you have provided which could also be on a corporate, state, or national Do Not Call Registry.

Customer Stories

img

Emily Anderson

Miami, Florida

Securing my INI homeowners insurance Florida was a game-changer. They responded swiftly when Hurricane Elsa hit Miami, covering all damages. It's peace of mind knowing my investment is safe.

img

John Miller

Denver, Colorado

Five stars for this fantastic insurance! They made the claims process a breeze after my basement flooded. Their team in Denver is top-notch and always ready to assist.

img

Jessica Turner

New York City, New York

As a New Yorker, I appreciate the value of good insurance. This company exceeded my expectations by offering comprehensive coverage at an affordable rate. In a city of surprises, they've got me covered.

img

Daniel Patel

Houston, Texas

Hurricane Harvey was a nightmare, but my homeowners insurance was a lifesaver. The swift response and quick reimbursement for the damages were beyond impressive. Houstonians, go for it!

img

Olivia Clark

Los Angeles, California

California wildfires can be terrifying, but INI California homeowners insurance support is reassuring. They promptly reimbursed my losses and helped me rebuild my home. Don't hesitate to get covered.

img

Michael Thompson

Chicago, Illinois

My experience with this insurance has been amazing. Their coverage saved me from a hefty repair bill after a burst pipe flooded my home. A top-notch service for all Chicago homeowners!